Did Know You can Buy a Home with zero Percent Down!
Fill Out My Pre-Qualification Form to See if You Qualify.
Hello, My name is Pablo Samsing. I have over 15 years experience in the Mortgage Industry helping Military Veterans and their spouses purchase their dream home. Don’t wait for rates to to Up! Getting started is easy with our 60 second pre-qualification process.
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Benefits of VA Home Loan
– Eligible home buyers are not required to have a down payment. Conventional loans generally require a 5 percent down payment, and FHA loans require 3.5 percent.- No monthly mortgage insurance premiums or PMI to pay. FHA loans come with both an upfront and an annual mortgage insurance charge. Conventional buyers typically need to pay for private mortgage insurance unless they have a down payment of 20% or more- Limitation on buyer’s closing costs. Sellers can pay all of a buyer’s loan-related closing costs and up to 4 percent in concessions.- Lower average interest rates than other loan types. VA loans continue to have the lowest average interest rates of all loan types.- No prepayment penalties. VA buyers can pay off a loan early without any financial penalties.
– The VA loan program allows homeowners with existing VA loans the option to lower their monthly payment with a new interest rate.- Eligible homeowners who financed their property with a loan other than a VA loan can refinance into the VA loan program.- Second tier entitlement. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement.- An assumable mortgage, typically subject to VA and/or lender approval. You may be able to have someone take over your mortgage payment, which can be a big benefit in an environment of rising interest rates.- Foreclosure avoidance advocacy from the VA loan program.
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Pablo Samsing – NMLS 328337 – LO: LO23103 – LoanPro365 – NMLS 1486485